Highest NAV Guarantee Fund - offers the Guaranteed NAV applicable at maturity of your policy will be the higher of Rs. 15 or the highest NAV recorded daily during the first 7 years from the launch of the Highest NAV Guarantee Fund. Capital Guarantee Fund - This fund guarantees that the Unit Price on maturity of the policy will be at least equal to the Unit Price that was used to allocate units to the single premium invested by you at inception of the policy. Free Asset Allocation - This option enables you to invest in any of the 5 non guaranteed fund(s) available under this option. You can make your own investment strategy by switching between the funds as desired. Posted id-bs513